Millions of Americans receiving Supplemental Security Income (SSI) benefits will see their June payment of up to $967 arrive early this year due to a scheduling quirk by the Social Security Administration (SSA). Although the payment is for June, it will be deposited on Friday, May 30, which is 24 days from today.
This change is part of a long-standing SSA policy: when the 1st of the month falls on a weekend or holiday, SSI payments are issued on the preceding business day. Since June 1, 2025 falls on a Sunday, the payment will be sent two days earlier.
This is not a bonus or extra payment. Beneficiaries are simply receiving their June benefits a couple of days earlier than usual,” said a spokesperson from the SSA.
Who Will Receive the $967?
The maximum federal SSI payment amounts in 2025 are:
- $967 for an eligible individual
- $1,450 for an eligible couple
- $484 for an essential person (someone who lives with and provides care for the SSI recipient)
These amounts reflect the 2.5% Cost-of-Living Adjustment (COLA) for 2025, as announced by the SSA last year. COLA increases are designed to help benefits keep pace with inflation and are determined annually based on the Consumer Price Index.
For more on COLA increases, visit the SSA COLA information page.
Double Payment in May?
Yes but not as a bonus. SSI recipients will receive two payments in May:
- May 1: for May’s benefits
- May 30: for June’s benefits
This often causes confusion, but it’s important to understand that recipients will not receive a payment in June since that month’s benefit was already issued early.
You’re not getting extra money it’s just a calendar adjustment,” the SSA emphasized in its 2025 payment schedule.
Who Qualifies for SSI?
Supplemental Security Income (SSI) is a needs-based program designed to help older adults, people with disabilities, and those with limited income and resources. Unlike regular Social Security retirement benefits, SSI is funded by general tax revenues, not Social Security taxes.
To qualify, applicants must meet strict income and asset limits. As of 2025, individuals must have less than $2,000 in assets, and couples must have less than $3,000. In addition, income must be below the federal benefit rate.
What About Regular Social Security Payments?
Those who receive Social Security retirement, disability (SSDI), or survivor benefits follow a different schedule. Payments are issued based on the recipient’s birth date:
- June 11 – for those born between the 1st and 10th
- June 18 – for those born between the 11th and 20th
- June 25 – for those born between the 21st and 31st
If you receive both SSI and Social Security, your Social Security benefit is typically paid on the 3rd of the month, regardless of your birth date.
What If I Don’t Receive My Payment?
The SSA advises waiting three mailing days before contacting them if you do not receive your direct deposit or mailed check. If your payment is delayed, you can contact the SSA at 1-800-772-1213 (TTY 1-800-325-0778) or visit your local Social Security office.
You can also sign up for My Social Security, an online account that lets beneficiaries track payments, update banking details, and receive notices.
Why Is Timing Important?
Receiving two payments in May can sometimes cause budgeting confusion or affect recipients who rely on predictable monthly deposits. Advocates for seniors and disabled individuals often stress the importance of understanding how the payment calendar affects monthly income flow.
“People who are unaware of this shift may mistakenly believe their benefits were missed or miscalculated,” said Marcia Carter, a benefits advisor with the National Disability Rights Network. “We recommend marking the payment calendar and budgeting accordingly.”
Key Dates Recap
- May 1 – May SSI payment
- May 30 – Early SSI payment for June
- June 11, 18, 25 – Regular Social Security payments depending on birth date
- No SSI payment in June
Final Thoughts
Understanding the Social Security payment schedule especially when changes like early disbursements occur is essential for effective financial planning. While the early June SSI payment may seem like a windfall, beneficiaries should remember it replaces the regularly scheduled June 1 deposit and plan their monthly expenses accordingly.
As cost-of-living challenges continue to impact vulnerable populations, programs like SSI remain a critical lifeline. Staying informed about payment dates, benefit updates, and eligibility rules helps recipients make the most of their benefits and avoid confusion.
